FINANCING FOR AMOUNTS OF $200-$15,000*
- All credit profiles considered!
- No application fee!
- Upload documents with a snap from your phone.
- Gain access to our multi-lender network with one application.
- Good for pets, pet products, and pet services!
*Available financing amounts vary by state and are subject to eligibility.
How it works.
APPLY
Start our consumer application when you know the approximate cost of the pet, pet product, or pet service you are interested in. Some of our lenders may require documentation such as driver’s license, pay stub, and bank routing number.
GET MATCHED
The Terrace Finance lending platform will work to match you with a program based on your credit profile, needs, and state regulations. The assigned lender will follow up with you directly to make an offer. If you are declined, don’t worry, your application will waterfall to another lender automatically.
FINALIZE
Once you review and accept the terms from your lender match, you can finalize the transaction. Your breeder or merchant will be prompted to submit an invoice through the system for the final total of the transaction. You both will be notified when the lender has funded the transaction and the process is complete.
Questions? Call us at 888-509-1370 •. Mon-Sat 9am – 11pm EST Sun 10am – 8pm EST
info@terracepets.com
WILL MY CREDIT BE PULLED?
Although Terrace Finance conducts only a soft credit pull for routing purposes, many of the lenders on our platform do conduct a hard credit pull to confirm your eligibility. You will be asked for formal consent as you fill out the application.
WHO IS TERRACE PETS?
Terrace Pets is a division of Terrace Finance Corp. Terrace Pets and Terrace Finance Corp are not lenders. Our mission is to help our merchants and their customers find the financing they need through access to a multi-lender network.